cover is something that many drivers skim on and either neglect to get it at
all or find the cheapest quote and go with that, but in doing this you are
playing a dangerous game which could end up costly.
insurance, break down cover is not compulsory in the UK but even so, it is
something that we should all take out for added peace of mind. Even new cars
suffer breakdowns so regardless of the age of the vehicle you should get
breakdown. Some policies even cover you when you are a passenger in someone else’s
car so need not worry about ever get stuck. If you break down on the motorway, you must
get your car recovered as soon as possible and if you cannot provide details of
the company that is recovering you then you may have to pay the recovery
charges issued by the highways maintenance service. This is often a lot higher
than the annual fee you would pay for breakdown assistance and they will often
only recover you to a local garage or safe place to leave the vehicle.
break down policy costs as little as £9 per month so it really won’t break the
bank and in with this you may also be given extras such as a hire car or
overnight accommodation. If you want extra peace of mind be sure to opt for a
package that recovers you to any UK destination and also home start.
If you have a
vehicle and have not been given the service schedule book then you may have no
idea what if any services have been done on it. Most cars are usually kept up
to date with the services for at least the first three years after which time
some people can become a little complacent and miss one or two along the way. A
service is important to ensure that the car is working as efficiently as
possible and to try and prevent the unnecessary wear of parts.
If you have
just bought a car but have no service history for it you can do some
investigation work and try to find out yourself information on past services.
If the car came with any receipts, then have a good look through them first and
see if you can find an invoice for a service. If you know where the car has
been taken for repairs you could ring that garage up and ask them if they have
any service history for the vehicle. You can sometimes order a duplicate
service book online for the make and model of your vehicle but be sure to then
try and contact the servicing garages to ask if they would be willing to stamp
it for you.
faults on a car can be very frustrating. Often you may notice that something is
not quite right but then when you take the car to the garage, they cannot
replicate the fault. This can result in costly investigation costs and may mean
you have to go without your car for a period of time whilst they complete their
are built with a type of on board computer that can be linked up to a
diagnostic machine that will check the system for faults. This will then create
a diagnostic report listing any fault codes it has found. The fault codes will
refer to a problem with a specific part or function of the vehicle. Not all
garages will be able to do a diagnostic on your car so it is worth checking
with them first. Once you have the results of the diagnostic you can then make
a decision as to what you want to do with the vehicle. If it is quite old, you
may feel that it is not worth repairing and better to cut your losses.
can cost around £20-£40 depending on where you take it and you need to bear in
mind that the diagnostic will not pick up everything that is wrong with the car
just faults that have been recorded on the on-board computer.
a car you want to make sure that you get the most fuel for your money as you
would if you were driving your own car at home. Many hire cars come with a
certain amount of fuel in them and when you return them, you usually have to
return them with the same amount back in. If you return them with less fuel
then you will usually get charged for this.
for your next car hire by reading these top tips to help improve your hire car
fuel economy. Some you’re probably aware of, some you might have forgot or been
unaware of. They’re all handy to know!
simple, but when the weather is hot try to park in the shade rather than out in
the open as this will reduce fuel evaporation. Plan you journeys in advance and
look out for traffic. Making sure you take the shortest route may help you save
on the fuel you use. Carrying unnecessary weight will increase fuel
consumption. It can be easy to leave those bags of unwanted clothes in your
hire car for days forgetting to take them to the charity shop but each day this
is costing you money.
are a common component that needs replacing usually every couple of years,
maybe more depending on how much you use your vehicle. The cost of replacing
brake pads can vary drastically from car to car and they always need to be
replaced in pairs as if you only replace the one, the car will not brake evenly
when the brakes are applied and the car may swerve or skid.
If you take
your car to a main dealer you may end up paying in excess of £300 to have the
brakes replaced. If you take the car to an independent garage it will probably
be around £200 for new pads all round.
The job of
changing brake pads is fairly straight forward, and if you are feeling
confident then you may wish to have a go yourself. Although the job isn’t too
difficult, it is vital that you get it right. Be certain that you know what you
are doing, and ideally have them checked over by a mechanic once you have
completed the change.
You can save
quite a bit of money in buying the brakes and fitting them yourself. The parts
will probably cost you around £75 – £100 and then it is just a case of your
As a car
owner it is your responsibility to ensure that your car is maintained and road
legal. There are many things that can go wrong with a car from time to time and
one of the more costly jobs is often involving the cam belt.
A cam belt
is the belt that drives the cam which synchronises the rotation of the
crankshaft and the camshaft so that the engine’s valves open and close at the
proper times during each cylinder’s intake and exhaust strokes.
have a rubber belt but some are fitted with a chain belt which means they are
much less likely to break. The rubber cam belts will often need replacing at
certain intervals and may need tensioning in-between changes. If this is not
done you run the risk of the belt snapping or loosening too much and causing
internal damage to the engine, which can often be enough damage to make the car
a write off and beyond economical repair.
need the cam belt changing approximately every sixty thousand miles or so where
as other may only need it doing every one hundred and twenty thousand.
the cam belt changed as soon as possible on a second hand car unless you can be
certain it has been done recently.
The law is
hotting up on drives who use mobile devices whilst driving. It is against the
law to drive a car whilst using a mobile phone, unless it is using a hands free
device. There is still quite a valid argument though that using a hands free
device is still not completely without risk and may not be as safe as you would
like to think. You are certainly better off not to use your phone at all, but
often this is not possible especially for people like reps etc who need to be
able to have the ability to make and take phone calls when on the road all day.
There is a huge selection of hands-free devices out there which range in price and functionality. If you have a stereo that has an aux port on it or a micro usb / Apple connection then you should be able to link your phone directly to the car stereo. If you are intending using your hands free a lot then it is recommend that you invest in a good quality one that may cost a bit more. Some newer vehicles also have a blue tooth connection to allow you to link your device that way. These systems often will link to your phone book allowing you to ring contacts in your phone.
people a car is just something that gets them from A to B and as long as it is
reliable, they don’t worry too much about what it looks like let alone
stylising it. For others, their car is their pride and joy and they do not mind
spending money on make it look better and adding their own personality in to
a new car you often have the option of choosing the colour, trim level,
interior colours and materials and wheels, allowing you to style it how you
wish. With second hand cars, you don’t get the same options so you may look at
other ways in which you can make your car fit your personality. There are so
many accessories you can buy for your car and many of them you can personalise.
Car mats can
change the look of a car interior, and some people are opting for ones with
their name or initials on. Steering wheel covers, seat belt covers, car seat
covers and even baby seats can all be changed to create a matching look and
If you want
to go all out you could even have the vehicle reupholstered although this is
often not a very cheap option and not always worth doing on older vehicles.
Car insurance is something that we all need if you are driving a car on the roads or even just having it parked up outside your house. Prices for insurance can vary drastically depending on the car you want to insure, the area you live in, the experience you have and points on your license (just to name a few). It can be an expensive annual or monthly fee for a car or van owner and with many of us relying on our cars to get to and from work, owning a car is a must.
looking to take out a new car insurance policy, it is recommended that you shop
around for the best price as different insurance companies can offer vastly
different quotes for the exact same policy.
have found the best quote, be sure to check the small print for other fees you
may incur during the policy. The excess is something that can vary quite a bit
from policy to policy. Most insurance policies have a compulsory excess and
then a voluntary. You may find that by increasing the voluntary excess, the annual
price for the insurance drops down. Some insurance companies will charge an
admin fee for changes, such as changes of address, vehicle or convictions etc.
They will also charge a fee to cancel a policy and this can be anything from
£20 upwards of £75.
If you are in the market of looking for a new car then you may have to be on the lookout for a second hand one. Although owning a new car is a luxury that many of us would like to do, the hefty price tag attached to new vehicles often puts them out of budget for many people. Buying a second-hand car is always a bit of a risk as you do not know its full history and often you have little or no warranty with it (if it is an older vehicle and not bought from a main dealership).
When looking at any second hand car you should always carry out a HPI check on the vehicle which will check to see if it has outstanding finance on it, has been written off or had plate changed, amongst other things. If buying from a reputable garage, then they should have done this when they bought the vehicle or took it in part exchange, so you can always request to see it. If you are buying from a private buyer then you will probably need to do this yourself. You can do a HPI on any vehicle and it usually costs around £15.
Buying from a garage does often give you a little bit more security than buying a second hand car privately as you should get a three month warranty as minimum from most reputable dealers.