Break down cover explained

If you have not got break down cover either through your insurance company, through your bank or direct through one of the break down companies, then you are taking a bit of a risk every time you drive your car. With breakdown cover costing as little as £5 – £10 per month, it really won’t break the bank but can save you a fortune in recovery costs.

There are often different packages available when taking out break down such as road side assistance, home start and nation wide recovery. It is important to understand exactly what cover you want and to check that the package offers that before committing. As with all policies you do get 14 days to cancel should you make a mistake.

Many breakdown policies that are offered as free through your bank account etc only offer minimal cover so you may wish to upgrade or take out additional cover anyway.

If you often drive other cars or are a passenger in another vehicle then you may want to take out cover that covers you and not just the one car you are driving for further peace of mind.